Credit score

Yes, access to your credit score is truly free. We believe in providing our users with complete transparency and empowerment, which is why we offer this service at no cost. You can view and monitor your credit score anytime you wish, without any hidden fees or charges. We're committed to ensuring you have the tools you need to make informed financial decisions, and this is our way of helping you achieve that.

To find your credit rating, simply log into your RatexHub account and check the 'Credit Score' section. Credit scores typically update every 30 days but can change sooner due to significant financial events. RatexHub keeps you informed with regular alerts.

Absolutely, it's secure. We prioritize your data protection and employ advanced security measures to ensure your information is safe with us. Additionally, when you check your credit score through our platform, it's considered a 'soft inquiry.' Soft inquiries do not impact your credit score, so you can confidently check and monitor it without any adverse effects.

RatexHub retrieves your credit score from major credit bureaus, which compile and maintain records of your credit-related activities. These bureaus use sophisticated algorithms, considering various factors from your credit report, to calculate your score. By partnering with these trusted entities, we ensure that the credit score you see on RatexHub is accurate and up-to-date.